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DelrayShortSale.comBocaShortSale.com Free Short Sale Help for Homeowners in Delray Beach & Boca Raton
For More info on the HAFA Short Sale Program click this link: http://makinghomeaffordable.gov/hafa.html
I Offer Free Short Sale Listing Service and Professional Negotiation by an Attorney that represents you at no charge.
Get up to $3,000 Seller Relocation Assistance at closing from the HAFA Program .
FREE Short Sale Listing and Negotiation Service
SHORT SALE SELLERS - YOU WILL NEVER BE ASKED TO PAY US ANY MONEY or to put a deposit down. Realtors Commissions, Sellers Attorney Legal Representation, Short Sale Negotiators, Title Company, and other closing costs are paid by the sellers short sale lender, from the proceeds of the short sale, at closing.
I understand that you are in financial hardship already. There is no charge to the homeowner for any of our short sale services regardless if the deal closes or not. Plus, you have the right to cancel the short sale listing at any time if you are not satisfied with the results. The Attorney negotiates on your behalf and our fees are paid directly by your lender at closing.
What is a Short Sale? A Short Sale is a Pre Foreclosure Workout Solution. It is a Real Estate Sales Transaction contingent upon the successful negotiations with the Sellers lender(s), lienholders and/or other third parties to accept a payoff of less than the total amount owed on the mortgage(s).
Why Lenders Do Short Sales? Lenders agree to do short sales when a short sale makes more financial sense to them than a foreclosure. Today many lenders are actually encouraging Homeowners to do a Short Sale instead of having them go into Foreclosure.
The average loss to a lender per Foreclosure is 65% and the average loss on a Short Sale is 40%. It just makes financial sense for a lender to approve a Short Sale than Foreclose.
How long does it take to do a Short Sale? There is no specific answer to this question. Short Sale process can take as little as 2 months or as long as a year. Four to six months is the average time to complete a real estate short sale transaction: 1-4 weeks marketing time (finding a buyer), 2-3 months for bank approvals, 4-6 weeks to close the deal.
There is no guarantee that a Short Sale will be approved. Some lenders are difficult to work with and do not do short sales while others may decline short sales or a loan modification and choose to foreclosure usually if they have guaranteed loss protection or insurance on the loan.
Click Here For Frequently Asked Short Sale Questions
Contact Jared Kallen, P.A. at 561-860-4404 Call Me Now For a FREE No Obligation Short Sale Consultation
** We are not tax experts or attorneys. The information provided is for informational purposes ONLY. It will serve as a starting point to further investigate how a short sale or foreclosure may affect you. We HIGHLY RECOMMEND that you consult a CPA/tax advisor and/or an Attorney regarding your specific situation BEFORE you consider a short sale, deed-in-lieu-of-foreclosure or foreclosure. **